In a bid to provide train travelers with an option of withdrawing cash during the train journey, the Central Railway (CR) has installed an automated teller machine (ATM) onboard the Mumbai-Manmad Panchavati Express. According to officials, this has been done on an experimental basis.

The ATM has been installed in an air-conditioned chair car coach of the daily express service. The ATM has been installed in collaboration with the Bank of Maharashtra, and passengers will be able to avail of the services soon.

Trains of India on X: "To everyone who trolled #IndianRailways for installing an ATM inside a train — here’s a perspective you probably missed. That ATM? It’s part of the Non-Fare Revenue (NFR) scheme — a smart way Railways is using idle space to generate extra income without raising fares. What’s" / X

To everyone who trolled #IndianRailways for installing an ATM inside a train — here’s a perspective you probably missed.

That ATM? It’s part of the Non-Fare Revenue (NFR) scheme — a smart way Railways is using idle space to generate extra income without raising fares.

What’s…

— Trains of India (@trainwalebhaiya) April 18, 2025

"The ATM has been installed on board the Panchavati Express on an experimental basis," CR's chief public relations officer Swapnil Nila said.

According to the railway officials, the ATM has been put up in a cubicle at the rear end of the coach, a space earlier used as a makeshift pantry.

A shutter door has been provided to ensure safety and accessibility while the train is in motion, they said.

The necessary coach modification was undertaken at the Manmad Railway Workshop, the official said.

The Panchavati Express operates daily between Chhatrapati Shivaji Maharaj Terminus in Mumbai and Manmad Junction in the neighboring Nashik district. It takes around 4.35 hours to complete its one-way journey in about.

It is one of the popular trains on the route due to convenient timing for the intercity journey.

Thus, Indian Railways has successfully tested the country's first-ever ATM on a train, setting a new benchmark in travel convenience! The trial was conducted onboard the Panchavati Express running between Manmad and Mumbai. Now, passengers can withdraw cash on the go, making travel smoother and smarter.

This innovative facility is brought to in collaboration with the Bank of Maharashtra, and is currently available on both the Panchavati Express and the Mumbai–Hingoli Janshatabdi Express.

Meanwhile, the Central Railway (CR) is introducing 14 new air-conditioned local train services from today on its main line in Mumbai. The move is expected to provide a huge relief to commuters during summer.

With this, the total number of AC services on the main line has increased from 66 to 80 on weekdays. According to the Central Railway, it will be "a significant boost to passenger comfort".

"The new AC services will replace existing non-AC services, maintaining the total suburban service count at 1,810 daily," the release said.